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Independent CFI Insurance

Asked by: 978 views Flight Instructor

As an independent flight instructor, do you carry any insurance in addition to general non-owned CFI hull/liability policies?

Do you insist on being added as a named pilot to student-owned aircraft in which you are instructing? Flight school aircraft?

Any other policies/waivers that you would suggest as best practices to a CFI ?

(Assume CFI has reasonable assets and is not the proverbial "broke and starving")

 

Thank you for any and all ideas

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1 Answers



  1. KDS on Dec 08, 2022

    For me personally, I have never carried any liability insurance nor have I paid extra for a waiver on my life insurance to cover me while flying. It is just a risk management question and I opted for the risk side. I’ve gotten lucky. However, I know doctors who have CFI’s and love aviation but avoid doing flight instructions because they feel like the word doctor in front of their name paints a target on their back.

    In the same risk management question, I carry a whole lot of liability coverage on my car but no collision or comprehensive insurance.

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