Welcome Guest. Sign in or Signup

1 Answers

Flight Instructor Insurance

Asked by: 1476 views Flight Instructor

The flight school that I just got a job for requires me to buy insurance. It looks like I can either buy insurance that covers "bodily injury and property damage" and/or "aircraft damage." Is it necessary for me to buy aircraft damage insurance? wouldn't the school already cover aircraft damage? Would flight instructor insurance also cover you if someone tried to sue you for faulty training?

Ace Any FAA Written Test!
Actual FAA Questions / Free Lifetime Updates
The best explanations in the business
Fast, efficient study.
Pass Your Checkride With Confidence!
FAA Practical Test prep that reflects actual checkrides.
Any checkride: Airplane, Helicopter, Glider, etc.
Written and maintained by actual pilot examiners and master CFIs.
The World's Most Trusted eLogbook
Be Organized, Current, Professional, and Safe.
Highly customizable - for student pilots through pros.
Free Transition Service for users of other eLogs.
Our sincere thanks to pilots such as yourself who support AskACFI while helping themselves by using the awesome PC, Mac, iPhone/iPad, and Android aviation apps of our sponsors.

1 Answers

  1. Best Answer


    KDS on Feb 08, 2022

    I’m sure Mark will do a better job of explaining it, but I’ll take a shot at it.

    I have seen flight schools where renters can buy “insurance” before they fly. What they are really buying is insurance against having the insurance company come after them in a subrogation. But I don’t understand why the flight school would care, assuming they have adequate insurance.

    I did see a case one time where a sleazy flight school sue a flight instructor for damage to the aircraft in a situation where the damage was in fact more likely due to their poor maintenance. It was not a high dollar case and when the instructor put up a fight, they dropped the case.

    One thing I would advise is to ensure you know exactly what you are paying for. Look the policies over carefully. Talk with the other flight instructors and the school. Then weigh the level of risk you are willing to take. I have known a couple excellent flight instructors who stopped instructing completely because they were what might be termed “deep pockets”. So, the risk you take is a more complex question than just how responsible you are in discharging your duties.

    0 Votes Thumb up 0 Votes Thumb down 0 Votes


The following terms have been auto-detected the question above and any answers or discussion provided. Click on a term to see its definition from the Dauntless Aviation JargonBuster Glossary.

Answer Question

Our sincere thanks to all who contribute constructively to this forum in answering flight training questions. If you are a flight instructor or represent a flight school / FBO offering flight instruction, you are welcome to include links to your site and related contact information as it pertains to offering local flight instruction in a specific geographic area. Additionally, direct links to FAA and related official government sources of information are welcome. However we thank you for your understanding that links to other sites or text that may be construed as explicit or implicit advertising of other business, sites, or goods/services are not permitted even if such links nominally are relevant to the question asked.