Welcome Guest. Sign in or Signup

2 Answers

Umbrella Policy when we are pilots

Asked by: 4200 views ,
General Aviation

As a pilot, I'm planning on taking friends for rides. But before doing so, I want to be sure I have a good umbrella policy just in case ("be prepared for the worst, and hope for the best"). But all the insurances I contacted have a policy that do not apply when it comes to airplanes. I contacted AOPA and again, they didn't help me either. So to all the pilots out there, do you have such an insurance? If yes, from who? Thanks a lot

Ace Any FAA Written Test!
Actual FAA Questions / Free Lifetime Updates
The best explanations in the business
Fast, efficient study.
Pass Your Checkride With Confidence!
FAA Practical Test prep that reflects actual checkrides.
Any checkride: Airplane, Helicopter, Glider, etc.
Written and maintained by actual pilot examiners and master CFIs.
The World's Most Trusted eLogbook
Be Organized, Current, Professional, and Safe.
Highly customizable - for student pilots through pros.
Free Transition Service for users of other eLogs.
Our sincere thanks to pilots such as yourself who support AskACFI while helping themselves by using the awesome PC, Mac, iPhone/iPad, and Android aviation apps of our sponsors.

2 Answers



  1. Jeff on Mar 24, 2015

    I have a policy from Pemco, though they only serve Washington State I think.

    0 Votes Thumb up 0 Votes Thumb down 0 Votes



  2. Tom Kelley on Mar 26, 2015

    YES ! This is very difficult to obtain, according to my experience. Basic insurance has very limited liability, and most umbrella’s exclude aviation. I have asked my insurance broker to find something, and she has come up empty. If anyone is aware of something would like to know. And if nothing from anyone, surely this is a business opportunity !

    0 Votes Thumb up 0 Votes Thumb down 0 Votes


The following terms have been auto-detected the question above and any answers or discussion provided. Click on a term to see its definition from the Dauntless Aviation JargonBuster Glossary.

Answer Question

Our sincere thanks to all who contribute constructively to this forum in answering flight training questions. If you are a flight instructor or represent a flight school / FBO offering flight instruction, you are welcome to include links to your site and related contact information as it pertains to offering local flight instruction in a specific geographic area. Additionally, direct links to FAA and related official government sources of information are welcome. However we thank you for your understanding that links to other sites or text that may be construed as explicit or implicit advertising of other business, sites, or goods/services are not permitted even if such links nominally are relevant to the question asked.